Sep 4, 2025
By Sarah Brenner, JD Director of Retirement Education Question: Dear IRA Help, Here is my specific case. I am 84 years old. I opened a Roth IRA on March 30, 2020, with a conversion. I started withdrawing from this conversion on March 10, 2025. Did I satisfy the...Sep 3, 2025
By Andy Ives, CFP®, AIF® IRA Analyst It has come to our attention that confusion exists as to how qualified charitable distributions (QCDs) impact one’s taxes. It is said that QCDs can reduce adjusted gross income (AGI). But is this true? Yes, it is true…but...
Sep 1, 2025
The S&P 500 posted a gain for the fourth consecutive month as investors continued to embrace the prospects of a September rate cut, a robust economic outlook, and strong corporate earnings. The much-anticipated second-quarter results from NVidia were met with...
Aug 29, 2025
Learn how the market, economy, and demographics are shaping the annuity industry. The annuity industry is having a moment. After years of mixed opinions and confusion around how they work, annuities surged in popularity in recent years, with total U.S. sales reaching...Aug 28, 2025
By Ian Berger, JD IRA Analyst Question: We have two grandchildren. One is 18 years old now, and the other will turn 18 next January (2026). Can you help me understand what I can do for each under the new Trump account rules? Ollie Answer: Hi Ollie, You will...
